FOCUSED ON WHAT MATTERS

Michael J. Purifoy, CPA, CFP® has enjoyed extraordinary success providing comprehensive financial planning to retirees, entrepreneurs and executives by taking the time to truly know his clients, understand their goals, and develop and execute their ongoing, strategic, financial plans.

A native of Knoxville, Michael attended one of the nation's top public accounting programs and holds both a master's degree in accounting and a degree in business administration from the University of Tennessee, where he served the student body through leadership positions in student government and contributed much of his time to the Knoxville community through Young Life.*

Since joining Southwestern Investment Group, Michael has been named a member of the firm's Executive Leadership Board, and has been recognized as a member of Raymond James Financial Services "Executive Council" from 2012 to 2018 and "Leaders Council" in 2019.** Michael works directly with clients, helping them plan their financial futures in a manner that aligns with their values and helps provide them with financial confidence. To help meet these goals, Michael leads the Purifoy Wealth Team and also incorporates the expertise of attorneys, accountants and other professionals to provide quality financial, tax and estate planning, and ongoing asset and risk management.

In order to meet the highest standards of professionalism and ethics in the industry, Michael is a CERTIFIED FINANCIAL PLANNER™ professional*** and a Licensed Certified Public Accountant.**** Michael is also a participant of the Dave Ramsey SmartVestor program.

As independent advisory businesses, neither Southwestern Investment Group nor Purifoy Wealth Team hold any assets on behalf of clients, with such custodial and brokerage services being provided by Raymond James. As a leader in wealth management, Raymond James has an exemplary reputation and today serves more than three million client accounts through 7,800 financial advisors worldwide.

Michael and his wife Lindsey have three boys, Jacob, Luke, and Sam. Michael enjoys spending much of his time with his family, playing golf, and cheering on the Vols.

Investment advisory services offered through Southwestern Investment Advisory Services, Inc. an independent registered investment adviser. Southwestern Investment Group and the Purifoy Wealth Team are not registered broker/dealers and are Independent of Raymond James Financial Services. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Representatives may not be registered to offer securities and advisory services in all states.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional

SmartVestor is an advertising and referral service for investing professionals ("SmartVestor Pros") operated by The Lampo Group, LLC d/b/a Ramsey Solutions ("Ramsey Solutions"). Pursuant to an arrangement between Ramsey Solutions, Raymond James Financial Services Advisors, Inc. ("RJFSA") and your advisor, your advisor pays Ramsey Solutions a flat monthly fee to: (a) be a SmartVestor Pro, (b) advertise services through the SmartVestor website, and (c) receive client referrals in the form of an initial introduction to interested consumers who are located in your advisor's Pros geographic region. RJFSA and its affiliates (collectively, "Raymond James") do not endorse and are not affiliated with Ramsey Solutions, except with respect to the arrangement described above, and neither Ramsey Solutions nor its agents are officers or employees of Raymond James. Further, neither Ramsey Solutions nor its agents are authorized to provide investment advice or act in any way on behalf of Raymond James, except in connection with providing your contact information to your advisor.

The Investment Management Consultant designation is awarded to those who complete the Raymond James Institute of Investment Management Consulting program.

* Raymond James does not endorse and is not affiliated with Young Life.

**Executive Council Membership is based on prior fiscal year production. Re-qualification is required annually. The
ranking may not be representative of any one client's experience, is not an endorsement, and is not indicative of
advisors future performance. No fee is paid in exchange for this award/rating.

***Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

**** CPA services are not provided by Raymond James.

Cathy helps coordinate and manage all aspects of client services. Cathy has many years of experience in various office environments and before joining Michal’s team was most recently the National Tradeshow and Conference Manager for Landis+Gyr, an energy management company and a subsidiary of the Toshiba Corporation, where she worked for 16 years.

In 2015 Cathy and her husband, Bob, relocated to Nashville from Brainerd, MN where they resided for 20+ years. They have three adult sons and are devoted Green Bay Packer fans. Outside of work Cathy is an active member of her church, and enjoys traveling, reading, and biking.

James Ridley is originally from Henderson, Kentucky. He attended Belmont University, where he graduated with a business degree in Entrepreneurship. After some successful years as a real estate investor, James decided to pursue his passion for helping families understand their financial situation and assist them in reaching their goals.

As a CERTIFIED FINANCIAL PLANNER™, James works hand in hand with clients to create, implement, and maintain plans for those seeking financial freedom. James has a desire to serve others and is excited for the opportunity to learn more about clients’ lives and what is important to them.

Outside of work, James enjoys volunteering with Young Life and spending time outdoors – where he can often be found playing soccer, hiking, or going rock climbing.

Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Julia is a Financial Planner with Southwestern Investment Group. As a member of the Purifoy Wealth Team, Julia is responsible for working with clients to develop and implement comprehensive financial plans, while also helping to oversee daily operations. Julia has a passion for building relationships and is committed to providing quality service to clients.

Prior to joining Southwestern Investment Group, Julia worked at UBS Financial Services, Inc., and Merrill Lynch Wealth Management, where she held various operational and management roles. She is a CERTIFIED FINANCIAL PLANNER™ professional and holds Series 7, 66, 9, 10, and Life and Health Insurance licenses.

Julia grew up in Orange County, California and attended the University of California, San Diego, where she studied Economics and minored in Account and Business Administration. Outside of work, Julia and her fiancé spend their weekends hiking, trying new restaurants in the area, and traveling. In her free time, she also enjoys watching football, reading, and playing tennis.