Nail Wealth Team

Education. Service. Confidence.

Our mission is to build relationships founded on education, developed through service, and resulting in continuous financial confidence. Actions speak louder than words, and we strive to implement this mission in every interaction with our valued clients.

About Us

We build relationships. Our ultimate goal is to become a meaningful part of our clients’ lives. Their financial profile is just a part of the larger picture. We seek to understand the whole person, as well as their financial dreams, goals, and plans.

We’re founded on education. We’re teachers at heart, and the desire to educate underlies our ongoing work with clients. We help remove the mystery of capital markets and empower our clients with the knowledge and strategies to achieve their financial goals.

We develop through service. We’re always prompt and accurate in our processes, and we value the deep connections that can come from offering excellent service. We do our utmost to exceed client expectations by providing truly outstanding client services.

We facilitate financial confidence. As we educate our clients and develop the relationship through good service, the end result is continuous financial confidence.

We provide personal income solutions to help you address your needs today and to meet your long-term financial objectives. We’re a dedicated team working with a small group of clients so that we can bring our very best to each individual. If this type of partnership would support your financial goals, please reach out to us to schedule a conversation.

Meet Our Team

Learn more about each of the dedicated members of the Nail Wealth Team.

John Nail

JR. CFP®, CHFC®, CASL®, CAP

Senior Executive Vice President

615.861.6109

Jake Powell

CFP®

Financial Advisor

615.861.3519

Kerry Oakley

Financial Advisor

615.861.6129

Jake Byers

Mentee

615.905.0947

Summer Hutchinson

Client Services Manager

615.861.3507

Kendra E. Sand

Administrative Assistant

615.861.6116

What to expect at an appointment

Step 1

We get to know you

We learn about your family, hobbies, history, goals, what’s important to you, and what encouraged you to meet with us.

Step 2

We are transparent

We want to make sure you completely understand our role as a financial advisor and how we can help you create a strong financial future.

Step 3

We work to understand your goals

Through strategic questions pertaining to savings and how long you plan to work, we gather all the information needed to put together a strong financial plan.

Step 4

We introduce you to our tools

We help you understand our process and the tools we will use to formulate a savings and investment plan tailored to your specific goals.

Step 5

We create a lasting relationship

Tailored to your needs, we develop a regular review plan with you to ensure your finances are on the right track.

Our Wealth Planning Services

Through a variety of wealth planning services, our team has the knowledge and expertise to guide you in almost every aspect of financial planning. Below is a comprehensive list of our wealth planning services.

Retirement Income Planning

We will help you financially plan for retirement and suggest alternative streams of income where applicable.

Tax-Integrated Planning

Our expertise with the tax code helps us incorporate your taxes into financial planning.

Financial Planning

We keep our team and clients accountable through ongoing analysis of your finances.

Investment Planning

Take the worry out of financial planning, and know that our team is continuously reviewing any potential risks to your portfolio.

Our Location

Corporate Headquarters
801 Crescent Centre Dr., Suite 600
Franklin, TN 37067

Phone Number
615.861.6116

Recent Insights

SageSpring: Your Trusted Wealth Management Partner in Franklin, TN

Leave Your Legacy: Wealth Transfer Planning in Tennessee

Table of Contents From the hills of Middle Tennessee to the majestic Smoky Mountains, families across our state are thinking about their legacies. And not just about how much money to leave for future generations.

SageSpring: Your Trusted Wealth Management Partner in Franklin, TN

Cultivating a Generational Wealth Mindset

Table of Contents When it comes to your money, are you worried about how much you have, or making what you have truly last? The test of enduring prosperity isn’t just the accumulation of assets;

SageSpring: Your Trusted Wealth Management Partner in Franklin, TN

Talking to Kids About Money: Five Pitfalls to Avoid Are You Making These Mistakes Talking to Your Kids About Money? Part 2

Table of Contents The path to discussing money and finances with our children is often paved with good intentions, yet certain approaches can inadvertently sow seeds of confusion or erode the values we hold dear.

SageSpring: Your Trusted Wealth Management Partner in Franklin, TN

How to Talk to Your Kids About Wealth: A Guide for Every Age: Part 1

Table of Contents As parents, we carefully guide our children through so many of life’s important lessons. When it comes to money, though, how and when to start the conversation isn’t always clear. But engaging

Jeffrey T. Dobyns

CFP®, CLU, CHFC

President, SageSpring

Jeffrey T. Dobyns

President, SageSpring

Beyond crunching numbers and investment strategies, at SageSpring, we’re about building relationships. When you encounter Founder & President of SageSpring, Jeff Dobyns, it’s easy to understand why this is at the very heart of who we are as a firm. You won’t find stuffy formalities with Jeff; instead, you can expect to find him sharing a warm smile, communicating a compelling vision, or patiently untangling life’s complex challenges with clients. He believes in truly getting to know clients, understanding their aspirations and priorities, and navigating their financial plans with a tailored, comprehensive approach. Our team members have often been caught taking notes on Jeff’s effortless relationship skills from a distance, and we admire them for striving to learn from one of the best.

Jeff’s financial expertise and wisdom are the perfect match to his innate people skills. Jeff holds the prestigious CERTIFIED FINANCIAL PLANNERTM certification, Chartered Life Underwriter (CLU®), and Chartered Financial Consultant (ChLU®) designations, and has held executive positions with financial planning firms for more than two decades.

His dedication extends beyond the office to the boardroom and the local community, where Jeff is passionate about giving back. He serves as Chairman of the Board of Men of Valor, a prison ministry and mentoring program. Jeff also serves on the board of Send Musicians to Prison, which shares hope, healing and restoration with the imprisoned through musicians & artists. Jeff actively supports other initiatives in the community by sitting on the board of The Signatry of Middle Tennessee and the Halftime Institute of Nashville.

Witnessing his four children, Gracyn, Hunter, Tanner, and Logan, excel on the field is almost just as rewarding, if not more, than celebrating the victories of seeing his clients overcome obstacles and build wealth. Spending weekends boating on the lake, hiking mountain trails, and fishing with his family are the moments Jeff cherishes most. It’s this grounded perspective that reveals the true meaning of wealth for Jeff: not just numbers on a page, but the freedom to create experiences that enrich your life and the lives of those you love. When you choose the Dobyns McMillin Wealth Team, you choose more than financial expertise. You choose a partner who champions your dreams, celebrates your victories, and walks besides you on the path to achieving your unique goals.

**Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER TM, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.