YOUR PARTNER IN COMPREHENSIVE PLANNING
Our team uses a comprehensive approach to help you answer the two questions that cause investors concern: “Can I achieve my wealth goals?” and “Do I have any financial blind spots?” Our goal is to guide you from the uncertainty of these questions to feeling confident in being able to say, “I have what I need to live the life I want and can sleep at night knowing my family will be okay.”
ABOUT US
We believe that knowing and understanding what your hard-earned money is invested in makes a lot of sense. Because of this belief, we take pride in having a “heart of a teacher” mentality in our wealth management approach. As our aim is not to be your first financial advisor, but to be your last one, we’re confident that, as long as we do what is right for you, your relationship with us will continue and the word will spread.
We help you determine your individual and family goals by discussing where you are today compared to where you would like to be in the future. As part of our comprehensive wealth management approach, we partner with estate planning attorneys, CPAs, and life insurance, disability, and long-term care providers to confirm we have all bases covered when implementing your personalized financial plan. Whether you are an individual in need of pre-retirement or retirement planning, a small business owner or direct sales professional in need of tax or business financial planning, or a recent widow or widower in need of financial guidance and estate planning, we take pride in providing exceptional customer service and forming trustworthy and lasting friendships with our clients.
Above all, we are confident that wherever you are on your financial journey, you will be pleased with our professional wealth management services, up-to-date solutions, and seasoned expertise.
TWO CONVENIENT LOCATIONS TO SERVE TEXAS-AREA CLIENTS
To better serve our clients, we have two convenient locations in Frisco and San Antonio.
FRISCO, TEXAS
2601 Network Blvd.
Suite 101
Frisco, TX 75034
972-987-1202
SAN ANTONIO, TEXAS
14855 Blanco Rd.
Suite 203
San Antonio, TX 78216
210-907-7024
Meet the Team
Learn more about each of the dedicated members of the Gonzalez Wealth Team.
Manny Gonzalez, CFP®
Financial Advisor
Vice President
Southwestern Investment Group
Investment Professional, RJFS
210-907-7024 Email
Jeff Wayne Whaling
Wealth Advisor, Southwestern Investment Group
Financial Professional, RJFS
210-382-8133 Email
Jacob Washburn
Financial Associate, Southwestern Investment Group
Financial Professional, RJFS
210-899-1702 Email
Kathleen Kretschmer
Client Operations Associate, Southwestern Investment Group
210-907-7026 Email
One extremely important aspect of our team is that we are INDEPENDENT advisors. By being completely independent, our allegiance is with the client and not with any particular product. Rather, we have access to thousands of Mutual Funds, Stocks, Bonds, Certificates of Deposits, Money Market Accounts, Section 529 College Savings Plans, fifty Private Money Management Firms, and thousands of Insurance Products on the market.
Manny grew up in the Hill Country of Kerrville, TX and he attended Texas State University where he graduated with a degree in Finance. Manny first established his relationship with Southwestern by selling books for the company’s summer internship program while attending college. After graduating, he continued working with the Southwestern Company as a sales manager with Southwestern. He helped coach college students on running an effective business, building their communication skills and developing personal growth. He was responsible for hiring, training and managing college students at Texas State University, the University of Texas, UTSA and the University of South Florida.
After building a successful organization over eight years with our parent company, Manny was invited to join Southwestern Investment Group. Manny currently lives in New Braunfels, TX with his beautiful wife and two young boys. He enjoys spending time playing city league football, classic cars, softball, fishing, hunting, and taking his dog “Dugger” to the park. He currently has his series 7, series 66, and life and annuity insurance license.
Jeff Whaling is a Wealth Advisor for Southwestern Investment Group, part of the Raymond James network. He specializes in providing comprehensive financial advice to his clients. This includes strategies for the beginning investor as well as the more sophisticated investor with a more complex investment diversification.
As a part of Raymond James, our team is a group of INDEPENDENT advisors. We have a fiduciary platform and commitment to each and every client. We are focused on the absolute best investment strategies to help you with your financial needs whether it be retirement, tax planning, 529’s, etc.
Jeff’s family is from the area of Helotes, TX. He has 3 children who have attended Helotes Elementary, Kuentz Elementary, Garcia Middle School, and O’Connor High School (all in the Northside Independent School District). Jeff joined the Southwestern Family of Companies by first selling books in college with the company’s summer internship program. After graduating from Oklahoma State University, he became a sales leader with the company and continued helping college students run a successful business, while building communication skills and developing deep, personal growth. These campuses included the University of Oklahoma (where Jeff earned an MBA in finance), University of Arkansas, and many other colleges in the greater Oklahoma area.
He was later invited to join the school fundraising side of Southwestern, Great American Opportunities. He achieved the rank of Vice-President of Experienced Salespeople and was responsible for fundraising professionals all across the country.
After building successful sales organizations over 28 years, Jeff was invited to join Southwestern Investment Group to help open the San Antonio office. He enjoys running marathons, playing basketball, and keeping up with the kids activities. He currently has his series 7, series 66, and life and annuity insurance license. He also has an MBA in Finance from the University of Oklahoma.
Originally from Lewisville, Texas, Jacob Washburn made San Antonio his new home after graduating from Texas A&M University in 2019 with a bachelor’s degree in Economics. Prior to joining Southwestern Investment Group, Jacob worked briefly with an insurance group, serving the San Antonio community.
At Southwestern Investment Group, Jacob works alongside his mentor Manny Gonzalez, helping Manny to grow the business. By doing so, Jacob is learning everything he can so that, in a few years, he can start a practice of his own.
On his journey to Southwestern Investment Group, Jacob was approached by a recruiter at his last position with an opportunity that sounded almost too good to be true. After meeting Manny and the Southwestern family, he knew this was the best place for him to start a career and that such an opportunity might never come again.
Jacob's favorite part of this job is that he can make a significant impact on individuals’ financial literacy. Every day, he is meeting with clients who leave with a better understanding of finances than when they walked in, as well as a plan for how to get to and through retirement.
When not in the office, Jacob loves to spend time with his wife and Australian Shepherd named Cooper. Together, they all enjoy spending a lot of time outside while hiking, fishing, golfing, or just going for a cruise on his motorcycle.
Cynthia works alongside Manny ensuring our client’s specific financial service needs are met. Whether it is welcoming our newest clients and answering questions or being able to assist on any issue that may arise over time, she makes serving our clients a top priority.
Cynthia is a native Texan and originally from Abilene Texas. She attended Tarleton State University and has over 20 years of Business Administration, Customer Relations and Marketing experience. Prior to becoming a Raymond James Team Member, Cynthia was a Graphic Designer and Retail Purchasing Manager. She continues to bring a warm hospitality and positive energy to our office.
With a bachelor's degree from the University of the Incarnate Word in San Antonio, Kathleen Kretschmer has over 10 years of experience in management, leadership, and customer sales and service from her prior roles.
At Southwestern Investment Group, Kathleen is currently responsible for managing the Gonzalez and Whaling Wealth Teams’ San Antonio office needs to ensure all clients have an exceptional experience. Kathleen also works to improve efficiencies and operations in all aspects of client interactions and is responsible for onboarding new clients, money movement, and account maintenance.
Before joining the team, Kathleen was led to Southwestern Investment Group as a client, and she loves the company culture. Above all, Kathleen appreciates the company’s core values and that a focus on family is truly important.
Outside of work, Kathleen spends the majority of her time with her three amazing grandchildren and has three children. When not spending time with family, Kathleen enjoys gardening and is an avid sports fan.
Theresa Tucker spent much of her career as a Human Resource Specialist. She served as a HR generalist for a national real estate firm, as well as directing HR for the UMG companies.
Theresa serves the Manny Gonzalez Wealth Team as Client Operations Associate. She promotes a hassle-free experience for clients, while preserving the accuracy of their information.
Outside of work, Theresa enjoys camping, hiking, horseback riding, and exploring the great outdoors. Her true joy and fulfillment come from spending time with her family. Theresa and her husband, Steve, have three children and two amazing grandchildren.
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OUR MENU OF SERVICES
Specializing in retirement planning, comprehensive financial planning for individuals, small businesses, and direct sales entrepreneurs, and helping spouses who have recently lost a partner, our team is equipped to help you accomplish a wide span of financial goals. Learn about our specialty wealth planning services below.
FINANCIAL PLANNING
Our comprehensive financial planning includes a deep dive into your financial needs, along with a personalized, strategic wealth management plan to help you reach your goals.
ASSET MANAGEMENT
We take a systematic approach to managing assets on your behalf, mitigating risks, and determining which investments are appropriate for growing your portfolio.
RETIREMENT PLANNING
We’ll carefully guide you along your retirement planning journey, helping you feel confident that you will save enough money to live your desired lifestyle.
ESTATE PLANNING
You’ll be able to leave the legacy you desire when you have an estate plan in place. We’ll guide you with asset protection, trust implementation, and easing the burdens that come along with estate planning.
COLLEGE PLANNING
With proactive and strategic planning, we can help save you money and stress with college financial planning, pointing your family on the right track for future financial freedom.
SMALL BUSINESS FINANCIAL PLANNING
Owning a small business requires a lot of time and attention to the day-to-day business operations, leaving little time to focus on financial planning. Our team can proactively help you with wealth management guidance, freeing you to focus on your daily business management.
Financial Planning for the Direct Sales Industry
We understand the financial planning intricacies of the niche direct sales industry, so we can provide trustworthy and helpful guidance for direct sales entrepreneurs when it comes to wealth management strategies.
Transitioning Finances Upon the Loss of a Spouse
A sudden loss of a spouse can leave one feeling uncertain about their financial future. We specialize in providing trustworthy financial guidance for widows and widowers to smoothly transition finances upon spousal loss.
20/20 WEALTH VISION PLANNING PROCESS
Our unique, personalized approach to your wealth vision planning establishes a strong foundation for a long-term professional relationship. Through a tailored plan that is specific to your needs, we’ll help you work towards accomplishing your financial goals—now and into the future. Here’s what you can expect when setting up an appointment with our team.
STEP 1
We Get to Know You
We begin our relationship by getting to know you and truly understanding your financial needs and goals. As we work together to set expectations and review your information together, you’ll leave feeling confident that your best interests will be our top priority.
STEP 2
We Construct a Recommended, Personalized Plan for You
As a part of our service commitment to ensure that we deliver services that are in line with your expectations, we will build a personalized wealth management plan that fits your specific needs.
STEP 3
We Get to Work for You By Implementing Your Plan
After you have a chance to review our recommended strategy and reassess or re-prioritize any necessary goals, we’ll get to work implementing your wealth management plan, setting a schedule to ensure all tasks are addressed in a timely manner.
STEP 4
We Nurture an Ongoing Professional Relationship
Our work for you continues on an ongoing basis, as we regularly monitor your plan’s progress, re-prioritizing goals when needed, recommending any necessary adjustments along the way, and helping you mitigate any potential tax burdens through annual reviews and year-end planning.
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Suite 203
San Antonio, TX 78216
United States